Proven Actionable Tips for a Successful Life
Best Budget Studio Monitors: Complete Buyer’s Guide
A critical decision when designing your home studio is the type of monitors to purchase. Apart from your recording environment's acoustics, the best budget studio [...]
DTI: What All Home Buyers Must Know About Debt-To-Income Ratio
What is DTI? If you are applying for a home loan, you will likely hear the term DTI. DTI stands for the debt-to-income ratio. Your [...]
Navigating the Home Buying Process: From Making an Offer to Managing Your Mortgage
How to make a competitive offer on a home? In a buyer’s market, you may be able to make a low offer, tack on additional [...]
10 Fastest Growing Cities in the U.S.
I have put together a top ten list of America's fastest-growing cities, and why you should be checking out their housing markets: San Francisco, California [...]
Can Gardening Count As Exercise?
What type of physical activity is gardening? For many of us, gardening is more than an enjoyable pastime. It is an opportunity to [...]
When Cardinals Appear Angels Are Near [What Does It Mean?]
"When cardinals appear, angels are near" is a saying or belief that is often associated with spiritual or religious significance. Some people believe that seeing [...]
7 Smartphone Apps To Help Optimize Your Finances
Optimizing finances doesn’t have to be difficult. There are countless smartphone apps for both Android and iPhone users that can help you manage your personal [...]
How does a qualified personal residence trust (QPRT) work?
Ordinarily, if someone transfers assets in which he or she retains an interest, the value of the retained interest is ignored for gift tax purposes. [...]
How To Avoid First-Time Home Buyer Mistakes
It can be a thrill to be a first-time home buyer, but might also be a challenging experience. Unless you have done a lot of [...]
What is the difference between testate and intestate?
What is the difference between testate and intestate? A person who dies without a will is known as dying intestate. But, if someone passes [...]
Making The Complex Simple by Translating The Mortgage Jargon
While applying for a home loan, at first, it may seem like mortgage professionals are speaking a foreign language. You will probably hear terms like [...]
IRA and Qualified Retirement Plan Beneficiary Designations
The object is to keep assets in the qualified plan or IRA and defer tax as long as possible. To do this, you delay distributions [...]