Is Gardening Good Exercise?
What type of physical activity is gardening? For many of us, gardening is more than an enjoyable pastime. It is an opportunity to stay healthy and get fit without the need to leave the comfort [...]
DTI: What All Home Buyers Must Know About Debt-To-Income Ratio
What is DTI? If you are applying for a home loan, you will likely hear the term DTI. DTI stands for the debt-to-income ratio. Your debt-to-income ratio tells lenders how much money you owe other [...]
Navigating the Home Buying Process: From Making an Offer to Managing Your Mortgage
How to make a competitive offer on a home? In a buyer’s market, you may be able to make a low offer, tack on additional contingencies, and ask the seller to pay closing costs. But, [...]
10 Fastest Growing Cities in the U.S.
I have put together a top ten list of America's fastest-growing cities, and why you should be checking out their housing markets: San Francisco, California San Francisco is one of the largest cultural hubs in [...]
10 Creative Budgeting Ideas For Your Life
Budgeting is one of the most important parts of successful money management. Budgeting can save you money and enable you to spend your money on things that really matter, such as buying a home. Here are [...]
7 Smartphone Apps To Help Optimize Your Finances
Optimizing finances doesn’t have to be difficult. There are countless smartphone apps for both Android and iPhone users that can help you manage your personal finances. Here, we’ll discuss seven of them. 1. Flipp Food, [...]
How To Avoid First-Time Home Buyer Mistakes
It can be a thrill to be a first-time home buyer, but might also be a challenging experience. Unless you have done a lot of research, the home buying journey can feel overwhelming. Don’t make [...]
How To Improve Your Credit Score Fast
When you are shopping around for the best deal on a mortgage or a refinance, it is an advantage to have a healthy credit score. Although your credit score isn’t the only factor, it is a [...]
Making The Complex Simple by Translating The Mortgage Jargon
While applying for a home loan, at first, it may seem like mortgage professionals are speaking a foreign language. You will probably hear terms like PMI, LTV, and FICO thrown around and wonder if you [...]
10 Mortgage Questions (And Answers) for Homebuyers
Getting a mortgage can seem quite daunting. With us, it doesn't have to be. We break it down and answer ten of the most common questions about mortgages. What do I need to qualify for a [...]