You might be wondering, “What is my credit score?” Because credit is so important in your life, it is important that you understand the basics of your personal credit rating (or FICO score). Your credit [...]
Are you trying to wade your way through the confusing world of home refinancing? Have you seen terms like “cash-out refinance” or “cash-out mortgage” and wonder if this would help you consolidate your non-mortgage debt? [...]
APR (Annual Percentage Rate): A combination of the total amount of interest payable and the cost of other fees and charges, averaged over the life of a loan, and expressed as a percentage rate. ARM (Adjustable [...]
Most rich people keep a large portion of their wealth in real estate. The buying and selling of land, houses, apartment buildings and commercial real estate is a powerful wealth accumulation strategy. Investing in [...]
Buying a home is a complex project. It is only natural to have a lot of questions about mortgages and how to secure the lowest monthly mortgage payment. Even if you do some research [...]
Getting a mortgage, even as a married couple, can seem quite daunting. Even refinancing your current home can be done with one spouse on the mortgage. Although you can get a mortgage with [...]
Hard money loans offer a lot of benefits for real estate investors. Most importantly a hard money loan allows a real estate investor to use other people's money. With a hard money loan, real estate [...]
Does dealing with your finances make your hands sweat like you are in the seventh grade going to your first school dance? Maybe you are thinking about refinancing your mortgage, but you aren’t sure of [...]
Are you dreaming of owning a home, a place to call your own? In a neighborhood, you love, with shopping nearby, a yard for your children (and dog) and maybe even a neighborhood pool. [...]
If you are thinking about refinancing your mortgage, you might be wondering about your options. Depending on your needs and financial goals, you could be looking at either rate-and-term refinance or cash-out refinance. [...]
