Can Gardening Count As Exercise?
What type of physical activity is gardening? For many of us, gardening is more than an enjoyable pastime. It is an opportunity to stay healthy and get fit without the need to leave the comfort [...]
DTI: What All Home Buyers Must Know About Debt-To-Income Ratio
What is DTI? If you are applying for a home loan, you will likely hear the term DTI. DTI stands for the debt-to-income ratio. Your debt-to-income ratio tells lenders how much money you owe other [...]
Navigating the Home Buying Process: From Making an Offer to Managing Your Mortgage
How to make a competitive offer on a home? In a buyer’s market, you may be able to make a low offer, tack on additional contingencies, and ask the seller to pay closing costs. But, [...]
10 Fastest Growing Cities in the U.S.
I have put together a top ten list of America's fastest-growing cities, and why you should be checking out their housing markets: San Francisco, California San Francisco is one of the largest cultural hubs in [...]
How To Avoid First-Time Home Buyer Mistakes
It can be a thrill to be a first-time home buyer, but might also be a challenging experience. Unless you have done a lot of research, the home buying journey can feel overwhelming. Don’t make [...]
Best Budget Microphone: Everything You Need To Know
Using the right microphone, even if you are on a budget, is vital. If you want your music, podcast, or movie to sound great, you need to choose the best budget microphone. But buying a [...]
How To Improve Your Credit Score Fast
When you are shopping around for the best deal on a mortgage or a refinance, it is an advantage to have a healthy credit score. Although your credit score isn’t the only factor, it is a [...]
Making The Complex Simple by Translating The Mortgage Jargon
While applying for a home loan, at first, it may seem like mortgage professionals are speaking a foreign language. You will probably hear terms like PMI, LTV, and FICO thrown around and wonder if you [...]
5 Reasons To Refinance Your Home Loan
Have you ever considered refinancing your mortgage? For many homeowners, a refinance is a great way to access home equity, consolidate debt, or lower monthly mortgage payments. If your home has substantial equity and you [...]
5 Ways to Refinance Your Mortgage With Bad Credit
It is true that the higher your credit score, the more options you have to obtain credit, but it doesn't mean that you must have perfect credit to qualify for a mortgage refinance. Contrary to [...]
