Having the required cash for a down payment is the biggest hurdle for first-time home buyers. Ideally, homebuyers would make a large down payment to increase owner equity and decrease monthly mortgage payments. Unfortunately, for [...]
Are you a homeowner with substantial home equity? Do you need cash? Property refinancing has become synonymous with wealth-building, improved cash-flow, and lower interest rates with more affordable monthly payments. This might be a good [...]
Do you dream about becoming financially free? I want to get savvy with my wealth. To build it and be financially free. Join me on my journey, share your thoughts and experiences, and build our wealth [...]
Are you ready to take control and improve your finances starting tomorrow? You could even get a head start today. Here are 11 things you can do today to improve your finances tomorrow. You won’t [...]
Optimizing finances doesn’t have to be difficult. There are countless smartphone apps for both Android and iPhone users that can help you manage your personal finances. Here, we’ll discuss seven of them. 1. Flipp Food, [...]
Ordinarily, if someone transfers assets in which he or she retains an interest, the value of the retained interest is ignored for gift tax purposes. In other words, the value of the gift is the [...]
What is a grantor? A grantor is someone who creates a trust and transfers property to the trust. What is a Grantor Trust? A trust is a device where a trustee holds assets [...]
If you live in the USA, your credit score is an important part of your life. Sometimes it can feel like we are chained to our credit scores. But what happens when you move to [...]
What’s the big fuss about credit scores? One of the most important factors of getting refinancing or financing for a home is your credit. When lenders consider lending you money for a home, they will [...]
If you had told me at the beginning of 2020 that I would be ready to settle down just a year later, I would not have believed you. I was living the life of a [...]
