Have you ever considered refinancing your mortgage? For many homeowners, a refinance is a great way to access home equity, consolidate debt, or lower monthly mortgage payments. If your home has substantial equity and you [...]
When you are shopping around for the best deal on a mortgage or a refinance, it is an advantage to have a healthy credit score. Although your credit score isn’t the only factor, it is a [...]
What is a grantor? A grantor is someone who creates a trust and transfers property to the trust. What is a Grantor Trust? A trust is a device where a trustee holds assets [...]
If you live in the USA, your credit score is an important part of your life. Sometimes it can feel like we are chained to our credit scores. But what happens when you move to [...]
If you had told me at the beginning of 2020 that I would be ready to settle down just a year later, I would not have believed you. I was living the life of a [...]
It is true that the higher your credit score, the more options you have to obtain credit, but it doesn't mean that you must have perfect credit to qualify for a mortgage refinance. Contrary to [...]
What’s the big fuss about credit scores? One of the most important factors of getting refinancing or financing for a home is your credit. When lenders consider lending you money for a home, they will [...]
First-time homebuyers usually have plenty of questions regarding the home buying process, and this is completely understandable, especially given the size of the investment involved. Purchasing a home is likely to be the largest and most [...]
What do you think when you hit “send payment” to your mortgage lender every month? Are you sure that you have the best mortgage rate possible? If you have doubts that your current mortgage is [...]
In recent years cash-out refinancing has become popular with homeowners. Cash-out refinancing enables homeowners to take advantage of the increasing value of their property in the form of cash. Homeowners are able to use the [...]
